:root{--ink:#16213a;--ink2:#3b4660;--mut:#6b7488;--line:#e3e6ec;--bg:#ffffff;--soft:#f5f6f8;--acc:#1f8a8a;--acc2:#126b6b;--accink:#ffffff}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:17px/1.6 "Inter",system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg)}
img{max-width:100%;height:auto;display:block}a{color:var(--acc2)}
.wrap{max-width:1160px;margin:0 auto;padding:0 20px}
.topbar{background:var(--ink);color:#fff;font-size:14px}.topbar .wrap{display:flex;gap:16px;justify-content:space-between;align-items:center;padding:7px 20px;flex-wrap:wrap}
.topbar a{color:#fff;text-decoration:none;font-weight:600}@media(max-width:700px){.topbar span{display:none}.topbar .wrap{justify-content:center}}
header.site{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);backdrop-filter:saturate(1.4) blur(6px)}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:12px 20px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink)}
.brand .mark{width:38px;height:38px;border-radius:9px;background:var(--acc);color:var(--accink);display:grid;place-items:center;font-weight:800;font-size:15px;letter-spacing:.5px}
.brand b{display:block;font-size:18px;line-height:1.1}.brand small{display:block;color:var(--mut);font-size:12px}
nav.main{display:flex;gap:4px;align-items:center;flex-wrap:wrap}nav.main a{color:var(--ink2);text-decoration:none;font-weight:600;font-size:15px;padding:8px 10px;border-radius:8px}
nav.main a:hover,nav.main a[aria-current]{background:var(--soft);color:var(--ink)}
.btn{display:inline-block;background:var(--acc);color:var(--accink);text-decoration:none;font-weight:700;padding:13px 22px;border-radius:10px;border:0;font-size:16px;cursor:pointer}
.btn:hover{filter:brightness(.95)}.btn.ghost{background:#fff;color:var(--ink);border:2px solid var(--ink)}
.navtoggle{display:none;background:none;border:1px solid var(--line);border-radius:8px;padding:8px 10px;font-weight:700}
@media(max-width:900px){nav.main{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;padding:8px 20px 16px}
nav.main.open{display:flex}.navtoggle{display:block}header.site .wrap{position:relative}.hdr-cta{display:none}}
.hero{position:relative;background:var(--soft)}
.hero .wrap{display:grid;grid-template-columns:1.05fr 1fr;gap:40px;align-items:center;padding-top:56px;padding-bottom:56px}
.hero h1{font-size:clamp(32px,4.6vw,52px);line-height:1.08;margin:.2em 0 .35em;letter-spacing:-.02em}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:13px;font-weight:700;color:var(--acc2)}
.hero p.lead{font-size:19px;color:var(--ink2);margin:0 0 24px}
.hero .ctas{display:flex;gap:12px;flex-wrap:wrap}
.hero figure{margin:0;border-radius:16px;overflow:hidden;box-shadow:0 18px 50px rgba(22,33,58,.18)}
.hero figure figcaption{background:#fff;font-size:13px;color:var(--mut);padding:8px 12px}
.trust{display:flex;gap:18px;flex-wrap:wrap;margin-top:22px;font-size:14px;color:var(--ink2)}.trust span:before{content:"\2713";color:var(--acc2);font-weight:800;margin-right:6px}
@media(max-width:900px){.hero .wrap{grid-template-columns:1fr;padding-top:32px;padding-bottom:36px}}
section{padding:64px 0}section.alt{background:var(--soft)}
h2{font-size:clamp(26px,3.2vw,36px);line-height:1.15;margin:0 0 12px;letter-spacing:-.01em}h3{font-size:20px;margin:0 0 6px}
.sub{color:var(--ink2);max-width:760px;margin:0 0 32px;font-size:18px}
.grid{display:grid;gap:22px}.g3{grid-template-columns:repeat(3,1fr)}.g2{grid-template-columns:repeat(2,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
@media(max-width:900px){.g3,.g4{grid-template-columns:1fr 1fr}}@media(max-width:620px){.g3,.g2,.g4{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px}
.card.link{text-decoration:none;color:inherit;display:block;transition:box-shadow .15s,transform .15s}.card.link:hover{box-shadow:0 10px 30px rgba(22,33,58,.12);transform:translateY(-2px)}
.card p{margin:.3em 0 0;color:var(--ink2);font-size:16px}.card .more{display:inline-block;margin-top:10px;font-weight:700;color:var(--acc2)}
.photo{margin:0;border-radius:14px;overflow:hidden;background:#fff;border:1px solid var(--line)}.photo img{aspect-ratio:4/3;object-fit:cover;width:100%}
.photo figcaption{padding:10px 14px;font-size:14px;color:var(--ink2)}.photo figcaption b{display:block;color:var(--ink);font-size:15px}
.steps{counter-reset:s;padding:0;margin:0;display:grid;gap:16px;grid-template-columns:repeat(4,1fr)}@media(max-width:900px){.steps{grid-template-columns:1fr 1fr}}@media(max-width:620px){.steps{grid-template-columns:1fr}}
.steps li{list-style:none;background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px}.steps li:before{counter-increment:s;content:counter(s);display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--acc);color:var(--accink);font-weight:800;margin-bottom:10px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}@media(max-width:900px){.split{grid-template-columns:1fr}}
ul.checks{padding:0;margin:14px 0}ul.checks li{list-style:none;padding-left:28px;position:relative;margin:8px 0}ul.checks li:before{content:"\2713";position:absolute;left:0;color:var(--acc2);font-weight:800}
.signs{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}@media(max-width:900px){.signs{grid-template-columns:1fr 1fr}}@media(max-width:560px){.signs{grid-template-columns:1fr}}
.signs div{background:#fff;border-left:4px solid var(--acc);border-radius:10px;padding:14px 16px;box-shadow:0 1px 0 var(--line)}.signs b{display:block}
details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 18px;margin:10px 0}summary{font-weight:700;cursor:pointer}details p{margin:.6em 0 0;color:var(--ink2)}
.cta-band{background:var(--ink);color:#fff;border-radius:18px;padding:36px;display:flex;justify-content:space-between;gap:24px;align-items:center;flex-wrap:wrap}.cta-band h2{color:#fff;margin:0}.cta-band p{margin:6px 0 0;color:#cfd5e2}
.cta-band .btn.ghost{background:transparent;color:#fff;border-color:#fff}
.page-hero{background:var(--soft);padding:44px 0 36px;border-bottom:1px solid var(--line)}.page-hero h1{font-size:clamp(30px,4vw,44px);margin:.2em 0 .3em;line-height:1.1}.page-hero p{color:var(--ink2);font-size:18px;max-width:780px;margin:0}
.crumbs{font-size:14px;color:var(--mut)}.crumbs a{color:var(--mut)}
.prose{max-width:780px}.prose h2{margin-top:36px}.prose p,.prose li{color:var(--ink2)}
form.quote{display:grid;gap:14px}form.quote label{font-weight:600;font-size:15px;display:grid;gap:6px}
form.quote input,form.quote select,form.quote textarea{font:inherit;padding:12px 14px;border:1px solid #cfd4de;border-radius:10px;background:#fff;width:100%}
form.quote .row{display:grid;grid-template-columns:1fr 1fr;gap:14px}@media(max-width:620px){form.quote .row{grid-template-columns:1fr}}
.hp{position:absolute;left:-5000px}
footer.site{background:#0f1729;color:#c9cfdb;padding:48px 0 28px;font-size:15px}footer.site a{color:#fff}footer.site .grid{grid-template-columns:1.4fr 1fr 1fr}@media(max-width:820px){footer.site .grid{grid-template-columns:1fr}}
footer.site h4{color:#fff;margin:0 0 10px;font-size:15px;text-transform:uppercase;letter-spacing:.08em}footer.site ul{list-style:none;padding:0;margin:0}footer.site li{margin:6px 0}
.legal{border-top:1px solid #26314a;margin-top:30px;padding-top:18px;font-size:13px;color:#9aa3b5}
.callbar{display:none}@media(max-width:700px){.callbar{display:grid;grid-template-columns:1fr 1fr;position:fixed;bottom:0;left:0;right:0;z-index:30;box-shadow:0 -4px 16px rgba(0,0,0,.15)}
.callbar a{padding:14px;text-align:center;font-weight:800;text-decoration:none;background:var(--ink);color:#fff}.callbar a+a{background:var(--acc);color:var(--accink)}body{padding-bottom:52px}}